Information Security

Recognizing and Responding to Identity Theft

Last modified 7/6/2023

Identity theft is a fraudulent act where an unauthorized individual uses your personal information, such as your name, date of birth, residential address, or Social Security Number, with an intention to impersonate you and engage in fraudulent or criminal activities.

Recognizing Identity Theft

Signs of Identity Theft

You might be a victim of identity theft if you notice any of the following:

  • You see withdrawals from your bank account that you can’t explain.
  • You don’t get your bills or other mail.
  • Debt collectors call you about debts that aren’t yours.
  • You find unfamiliar accounts or charges on your credit report.
  • Medical providers bill you for services you didn’t use.
  • The IRS notifies you that more than one tax return was filed in your name.
  • You receive a notice that your information was compromised by a data breach.

View more examples on the FTC's page on Warning Signs of Identity Theft.

Consequences of Identity Fraud

Criminals can do misuse your identity to:

  • Open new bank accounts or lines of credit to use fraudulently
  • Take control of and use your existing accounts
  • Claim and received fraudulent unemployment insurance
  • File and collect fraudulent tax returns

Responding to Identity Theft

If you suspect that you are a victim of identity theft, swift action is crucial to minimize damage and loss. Consider these resources available to assist you for your given situation.